<!DOCTYPE html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport" content="width=device-width, initial-scale=1.0">
<title>PacifiCap Fire Recovery & Family Housing Fund</title>
<link rel="preconnect" href="https://fonts.googleapis.com">
<link href="https://fonts.googleapis.com/css2?family=Cinzel:wght@400;500;600&family=Inter:wght@300;400;500;600&family=Playfair+Display:wght@400;500&display=swap" rel="stylesheet">
<style>
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
:root{
  --bg:#FFFFFF;
  --bg-warm:#F6F2EA;
  --bg-champ:#FAF0E0;
  --charcoal:#1E1E1E;
  --body-c:#545454;
  --subtle:#717171;
  --rule:rgba(0,0,0,0.09);
  --rule-md:rgba(0,0,0,0.14);
  --gold:#C9A84C;
  --gold-dk:#7A5C0E;
  --gold-lt:#E8CB7E;
  --gold-pale:rgba(201,168,76,0.12);
  --gold-border:rgba(201,168,76,0.32);
  --max:1240px;
  --px:80px;
}
body{font-family:'Inter',sans-serif;background:var(--bg);color:var(--charcoal);-webkit-font-smoothing:antialiased;overflow-x:hidden}

/* UTIL */
.wrap{max-width:var(--max);margin:0 auto;padding:0 var(--px)}
.lbl{font-family:'Cinzel',serif;font-size:10.5px;letter-spacing:3px;text-transform:uppercase;font-weight:400;color:var(--gold-dk);margin-bottom:14px;display:flex;align-items:center;gap:10px}
.lbl::before{content:'';width:24px;height:1px;background:var(--gold);flex-shrink:0}
.lbl-lt{font-family:'Cinzel',serif;font-size:10.5px;letter-spacing:3px;text-transform:uppercase;font-weight:400;color:var(--gold);margin-bottom:14px;display:flex;align-items:center;justify-content:center;gap:10px}
.lbl-lt::before,.lbl-lt::after{content:'';width:24px;height:1px;background:var(--gold);flex-shrink:0}
.h2{font-family:'Playfair Display',serif;font-size:clamp(28px,3.2vw,44px);font-weight:400;line-height:1.15;color:var(--charcoal)}
p{font-size:15px;font-weight:300;line-height:1.9;color:var(--body-c)}
hr.div{border:none;border-top:1px solid var(--rule);margin:0 var(--px)}

/* NAV */
nav{
  position:fixed;top:0;left:0;right:0;z-index:200;
  background:rgba(20,20,20,0.97);backdrop-filter:blur(14px);
  border-bottom:1px solid rgba(255,255,255,0.07);
  padding:0 var(--px);height:70px;
  display:flex;align-items:center;justify-content:space-between;
}
.nav-brand{text-decoration:none;display:flex;align-items:center;flex-shrink:0}
.nav-logo-svg{height:46px;width:auto;display:block}
.nav-links{display:flex;gap:26px;list-style:none}
.nav-links a{font-family:'Cinzel',serif;font-size:10.5px;color:#666;text-decoration:none;transition:color .2s;letter-spacing:1.5px;text-transform:uppercase}
.nav-links a:hover{color:#FFF}
.nav-right{display:flex;align-items:center;gap:18px;flex-shrink:0}
.nav-phone{font-family:'Cinzel',serif;font-size:10.5px;color:#666;letter-spacing:1px;white-space:nowrap}
.nav-cta{font-family:'Cinzel',serif;font-size:10px;letter-spacing:2px;text-transform:uppercase;font-weight:500;padding:9px 20px;border:1px solid var(--gold);color:var(--gold);text-decoration:none;transition:all .2s;white-space:nowrap}
.nav-cta:hover{background:var(--gold);color:#111}

/* HERO */
.hero{padding:156px var(--px) 96px;background:linear-gradient(160deg,#F8F4EC 0%,#F2ECE0 100%);border-bottom:1px solid rgba(201,168,76,0.2)}
.hero-inner{display:grid;grid-template-columns:1.05fr 0.95fr;gap:72px;align-items:center}
.hero-eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:'Cinzel',serif;font-size:10px;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold-dk);font-weight:400;margin-bottom:26px;border:1px solid var(--gold-border);padding:7px 14px;background:rgba(255,255,255,0.55)}
.hero-eyebrow::before{content:'';width:5px;height:5px;background:var(--gold);border-radius:50%;flex-shrink:0}
.hero-h1{font-family:'Playfair Display',serif;font-size:clamp(46px,5.8vw,80px);font-weight:400;line-height:1.07;color:var(--charcoal);margin-bottom:22px}
.hero-desc{font-size:16px;font-weight:300;line-height:1.85;color:var(--body-c);margin-bottom:38px;max-width:480px}
.hero-btns{display:flex;gap:12px;flex-wrap:wrap}
.btn-primary{font-family:'Cinzel',serif;font-size:10px;letter-spacing:2px;text-transform:uppercase;font-weight:500;padding:13px 30px;background:var(--charcoal);color:#FFF;text-decoration:none;transition:all .2s;border:1px solid var(--charcoal);display:inline-block}
.btn-primary:hover{background:#333;border-color:#333}
.btn-secondary{font-family:'Cinzel',serif;font-size:10px;letter-spacing:2px;text-transform:uppercase;font-weight:400;padding:13px 30px;background:transparent;color:var(--charcoal);text-decoration:none;transition:all .2s;border:1px solid var(--rule-md);display:inline-block}
.btn-secondary:hover{border-color:rgba(0,0,0,0.3)}
.kpi-stack{display:flex;flex-direction:column;gap:2px}
.kpi-row{display:flex;justify-content:space-between;align-items:center;padding:20px 26px;background:#FFF;border:1px solid var(--rule);transition:border-color .2s}
.kpi-row:first-child{border-left:3px solid var(--gold)}
.kpi-row:hover{border-color:var(--gold-border)}
.kpi-lbl{font-family:'Cinzel',serif;font-size:10px;color:var(--subtle);letter-spacing:1px;text-transform:uppercase}
.kpi-val{font-family:'Playfair Display',serif;font-size:22px;font-weight:500;color:var(--charcoal)}
.kpi-val.g{color:var(--gold-dk)}

/* STAT BAND */
.stat-band{background:var(--charcoal);padding:0}
.stat-band .wrap{display:grid;grid-template-columns:repeat(4,1fr)}
.stat-cell{padding:40px 32px;border-right:1px solid rgba(255,255,255,0.08);text-align:center}
.stat-cell:last-child{border-right:none}
.stat-n{font-family:'Playfair Display',serif;font-size:40px;font-weight:500;color:var(--gold);line-height:1;margin-bottom:10px}
.stat-d{font-size:12.5px;color:rgba(255,255,255,0.62);line-height:1.55}

/* SECTIONS */
section{padding:96px 0;background:var(--bg)}
#terms,#team,#why{background:var(--bg-warm)}
#track{background:var(--bg-champ);border-top:1px solid rgba(201,168,76,0.18);border-bottom:1px solid rgba(201,168,76,0.18)}
.sec-hdr{margin-bottom:60px}
.sec-hdr p{max-width:540px;margin-top:14px}

/* OPPORTUNITY */
.opp-cols{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.point-list{list-style:none;margin-top:20px}
.point-list li{display:flex;gap:14px;padding:15px 0;border-bottom:1px solid var(--rule);font-size:14px;color:var(--body-c);line-height:1.75;font-weight:300}
.point-list li:last-child{border-bottom:none}
.point-list li::before{content:'—';color:var(--gold);flex-shrink:0}
.point-list li strong{color:var(--charcoal);font-weight:500}
.opp-cards{display:flex;flex-direction:column;gap:2px}
.opp-card{padding:26px 30px;background:#FFF;border:1px solid var(--rule);border-left:3px solid transparent;transition:border-color .25s}
.opp-card:hover{border-left-color:var(--gold);border-color:var(--gold-border)}
.opp-n{font-family:'Playfair Display',serif;font-size:36px;font-weight:500;color:var(--charcoal);line-height:1}
.opp-u{font-family:'Cinzel',serif;font-size:9.5px;letter-spacing:2px;text-transform:uppercase;color:var(--subtle);margin-top:5px}
.opp-note{font-size:13px;color:var(--body-c);margin-top:7px;font-weight:300}

/* TERMS */
.terms-layout{display:grid;grid-template-columns:1fr 1.7fr;gap:80px;align-items:start}
.terms-callout{font-size:13.5px;color:var(--body-c);font-weight:300;line-height:1.75;padding:20px 22px;background:var(--bg-champ);border-left:2px solid var(--gold);margin-top:28px}
.terms-tbl{width:100%;border-collapse:collapse;background:#FFF}
.terms-tbl tr{border-bottom:1px solid var(--rule)}
.terms-tbl tr:last-child{border-bottom:none}
.terms-tbl td{padding:15px 18px;font-size:14px;vertical-align:middle}
.terms-tbl td:first-child{color:var(--subtle);font-weight:400;width:52%}
.terms-tbl td:last-child{color:var(--charcoal);font-weight:500;text-align:right}
.terms-tbl td.hi{color:var(--gold-dk);font-family:'Playfair Display',serif;font-size:17px}

/* SHARE CLASSES */
.sc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;margin-top:44px}
.sc-card{background:#FFF;border:1px solid var(--rule);padding:36px 28px;position:relative;transition:border-color .25s}
.sc-card:hover{border-color:var(--gold-border)}
.sc-card.lead{border-color:var(--gold-border);background:var(--bg-champ)}
.sc-badge{font-family:'Cinzel',serif;font-size:8.5px;letter-spacing:2px;text-transform:uppercase;background:var(--gold);color:#1E1E1E;font-weight:600;padding:3px 9px;position:absolute;top:22px;right:22px}
.sc-name{font-family:'Playfair Display',serif;font-size:22px;font-weight:500;color:var(--charcoal);margin-bottom:4px}
.sc-type{font-family:'Cinzel',serif;font-size:9.5px;letter-spacing:2.5px;text-transform:uppercase;color:var(--subtle);margin-bottom:28px}
.sc-row{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid var(--rule);font-size:13px}
.sc-row:last-child{border-bottom:none}
.sc-row span:first-child{color:var(--subtle)}
.sc-row span:last-child{color:var(--charcoal);font-weight:500}

/* STRATEGY */
.strat-grid{display:grid;grid-template-columns:1fr 1fr;gap:2px;margin-top:44px}
.strat-card{background:#FFF;border:1px solid var(--rule-md);padding:46px 40px;position:relative;overflow:hidden;transition:border-color .25s}
.strat-card::after{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:var(--gold-pale);transition:background .3s}
.strat-card:hover{border-color:var(--gold-border)}
.strat-card:hover::after{background:var(--gold)}
.strat-t{font-size:18px;font-weight:500;color:var(--charcoal);margin-bottom:14px;line-height:1.35}
.strat-b{font-size:14px;font-weight:300;line-height:1.8;color:var(--body-c)}
.strat-ul{list-style:none;margin-top:22px;border-top:1px solid var(--rule);padding-top:22px}
.strat-ul li{font-size:13px;font-weight:300;color:var(--body-c);padding:6px 0 6px 15px;position:relative;line-height:1.65}
.strat-ul li::before{content:'';position:absolute;left:0;top:14px;width:5px;height:1px;background:var(--gold)}

/* TEAM */
.team-sublbl{font-family:'Cinzel',serif;font-size:9.5px;letter-spacing:3px;text-transform:uppercase;color:var(--subtle);font-weight:400;margin-bottom:18px;margin-top:52px;padding-bottom:14px;border-bottom:1px solid var(--rule)}
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2px}
.team-card{background:#FFF;border:1px solid var(--rule);padding:32px 28px;transition:border-color .25s}
.team-card:hover{border-color:var(--gold-border)}
/* Photo container — avatar always visible, photo overlays when it loads */
.t-photo-wrap{position:relative;width:88px;height:88px;margin-bottom:18px;flex-shrink:0}
.t-avatar{
  width:88px;height:88px;border-radius:50%;
  background:linear-gradient(145deg,var(--bg-champ) 0%,#EAD9B8 100%);
  border:2px solid var(--gold-border);
  display:flex;align-items:center;justify-content:center;
  font-family:'Cinzel',serif;font-size:22px;font-weight:500;color:var(--gold-dk);
  position:absolute;top:0;left:0;
}
.t-photo{
  width:88px;height:88px;border-radius:50%;
  object-fit:cover;object-position:center top;
  border:2px solid var(--gold-border);
  position:absolute;top:0;left:0;
  display:block;
}
/* Stand-alone avatar (no photo wrap) */
.t-avatar-solo{
  width:88px;height:88px;border-radius:50%;
  background:linear-gradient(145deg,var(--bg-champ) 0%,#EAD9B8 100%);
  border:2px solid var(--gold-border);
  display:flex;align-items:center;justify-content:center;
  font-family:'Cinzel',serif;font-size:22px;font-weight:500;color:var(--gold-dk);
  margin-bottom:18px;
}
.t-name{font-size:16px;font-weight:500;color:var(--charcoal);margin-bottom:4px}
.t-role{font-family:'Cinzel',serif;font-size:9.5px;letter-spacing:2px;text-transform:uppercase;color:var(--gold-dk);margin-bottom:18px;font-weight:400}
.t-bio{list-style:none}
.t-bio li{font-size:12.5px;font-weight:300;color:var(--body-c);padding:5px 0;border-bottom:1px solid var(--rule);line-height:1.55}
.t-bio li:last-child{border-bottom:none}

/* PARTNERS */
.ptrs-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:2px;margin-top:44px}
.ptr-card{background:#FFF;border:1px solid var(--rule);padding:30px 22px;text-align:center;transition:border-color .25s}
.ptr-card:hover{border-color:var(--gold-border)}
.ptr-ico{width:40px;height:40px;border-radius:50%;border:1px solid var(--gold-border);background:var(--bg-champ);display:flex;align-items:center;justify-content:center;font-family:'Cinzel',serif;font-size:15px;color:var(--gold-dk);margin:0 auto 14px}
.ptr-name{font-size:13px;font-weight:500;color:var(--charcoal);margin-bottom:7px}
.ptr-desc{font-size:12.5px;font-weight:300;color:var(--body-c);line-height:1.65}

/* TRACK RECORD */
.track-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:2px;margin-top:44px}
.track-card{background:#FFF;border:1px solid rgba(201,168,76,0.22);padding:38px 24px;text-align:center;border-bottom:2px solid var(--gold)}
.track-n{font-family:'Playfair Display',serif;font-size:44px;font-weight:500;color:var(--charcoal);line-height:1;margin-bottom:10px}
.track-l{font-size:12.5px;color:var(--body-c);line-height:1.55;font-weight:300}

/* IMPACT */
.impact-panel{background:var(--bg-champ);border:1px solid rgba(201,168,76,0.22);padding:60px;margin-top:44px;display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.impact-q{font-family:'Playfair Display',serif;font-size:21px;font-weight:400;color:var(--charcoal);line-height:1.6;border-left:2px solid var(--gold);padding-left:26px}
.impact-b{font-size:14px;font-weight:300;line-height:1.9;color:var(--body-c)}

/* THESIS */
.thesis-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;margin-top:44px}
.thesis-card{background:#FFF;border:1px solid var(--rule);padding:44px 34px;transition:border-color .25s}
.thesis-card:hover{border-color:var(--gold-border)}
.thesis-t{font-family:'Cinzel',serif;font-size:11px;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold-dk);font-weight:500;margin-bottom:14px}
.thesis-b{font-size:14px;font-weight:300;line-height:1.85;color:var(--body-c)}

/* RISK */
.risk-note{font-size:14px;color:var(--body-c);font-weight:300;line-height:1.85;padding:22px 26px;background:var(--bg-champ);border-left:2px solid var(--gold-border);margin-bottom:40px;max-width:680px}
.risk-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:2px}
.risk-row{display:flex;gap:14px;padding:18px 20px;background:#FFF;border:1px solid var(--rule);font-size:13px;font-weight:300;color:var(--body-c);line-height:1.65;align-items:flex-start}
.risk-dot{width:5px;height:5px;border-radius:50%;background:#A03030;opacity:.8;flex-shrink:0;margin-top:5px}
.risk-row strong{color:var(--charcoal);font-weight:500}

/* CTA */
.cta{padding:112px var(--px);background:var(--charcoal);text-align:center}
.cta-h{font-family:'Playfair Display',serif;font-size:clamp(28px,3.5vw,46px);font-weight:400;line-height:1.15;color:#FFF;margin-bottom:14px}
.cta-sub{font-size:15px;color:rgba(255,255,255,0.5);margin-bottom:44px;max-width:500px;margin-left:auto;margin-right:auto;font-weight:300;line-height:1.8}
.cta-contact{display:flex;flex-direction:column;align-items:center;gap:8px;margin-bottom:36px}
.cta-email{font-family:'Cinzel',serif;font-size:15px;color:var(--gold);text-decoration:none;transition:color .2s;letter-spacing:1px}
.cta-email:hover{color:var(--gold-lt)}
.cta-phone{font-family:'Cinzel',serif;font-size:13px;color:rgba(255,255,255,0.5);letter-spacing:1px}
.cta-btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.btn-gold-s{font-family:'Cinzel',serif;font-size:10px;letter-spacing:2px;text-transform:uppercase;font-weight:600;padding:13px 30px;background:var(--gold);color:#1E1E1E;text-decoration:none;transition:all .2s;border:1px solid var(--gold);display:inline-block}
.btn-gold-s:hover{background:var(--gold-lt);border-color:var(--gold-lt)}
.btn-ghost-c{font-family:'Cinzel',serif;font-size:10px;letter-spacing:2px;text-transform:uppercase;font-weight:400;padding:13px 30px;background:transparent;color:rgba(255,255,255,0.65);text-decoration:none;transition:all .2s;border:1px solid rgba(255,255,255,0.2);display:inline-block}
.btn-ghost-c:hover{border-color:rgba(255,255,255,0.45);color:#FFF}
.cta-disc{font-size:11.5px;color:rgba(255,255,255,0.28);line-height:1.9;max-width:780px;margin:60px auto 0;padding-top:36px;border-top:1px solid rgba(255,255,255,0.08);text-align:left}

/* FOOTER */
footer{background:#161616;border-top:1px solid rgba(255,255,255,0.06);padding:24px var(--px);display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.ft-l{font-family:'Cinzel',serif;font-size:10.5px;color:rgba(255,255,255,0.35);line-height:1.8;letter-spacing:0.5px}
.ft-l span{color:var(--gold);opacity:.85}
.ft-r{font-family:'Cinzel',serif;font-size:10px;color:rgba(255,255,255,0.28);letter-spacing:0.5px}

/* ANIMATION */
.fade{opacity:0;transform:translateY(18px);transition:opacity .65s ease,transform .65s ease}
.fade.in{opacity:1;transform:none}

/* RESPONSIVE */
@media(max-width:1060px){
  :root{--px:36px}
  .hero-inner,.opp-cols,.terms-layout,.impact-panel{grid-template-columns:1fr;gap:44px}
  .stat-band .wrap{grid-template-columns:repeat(2,1fr)}
  .stat-cell:nth-child(2){border-right:none}
  .sc-grid,.strat-grid,.team-grid,.ptrs-grid,.track-grid,.thesis-grid,.risk-grid{grid-template-columns:1fr}
  .nav-links,.nav-phone{display:none}
  footer{flex-direction:column;gap:8px;text-align:center}
}
@media(max-width:600px){
  :root{--px:22px}
  .impact-panel,.cta{padding:44px var(--px)}
}
</style>
</head>
<body>

<!-- NAV -->
<nav>
  <a href="#" class="nav-brand" aria-label="PacifiCap Funds">
    <!--
      PACIFICAP FUNDS LOGO
      Horizontal SVG — transparent background, renders on dark nav
      Ring + three columns (gold outer, silver center) + Cinzel wordmark
    -->
    <svg class="nav-logo-svg" viewBox="0 0 272 66" xmlns="http://www.w3.org/2000/svg" aria-hidden="true">
      <defs>
        <linearGradient id="pcf-gold" x1="0" y1="0" x2="0" y2="1">
          <stop offset="0%"   stop-color="#F4DC78"/>
          <stop offset="38%"  stop-color="#C9A84C"/>
          <stop offset="100%" stop-color="#8A6218"/>
        </linearGradient>
        <linearGradient id="pcf-silv" x1="0" y1="0" x2="0" y2="1">
          <stop offset="0%"   stop-color="#E8E8E8"/>
          <stop offset="45%"  stop-color="#B8B8B8"/>
          <stop offset="100%" stop-color="#747474"/>
        </linearGradient>
        <linearGradient id="pcf-ring" x1="0.12" y1="0.12" x2="0.88" y2="0.88">
          <stop offset="0%"   stop-color="#6E4E10"/>
          <stop offset="28%"  stop-color="#E0B840"/>
          <stop offset="52%"  stop-color="#F8E272"/>
          <stop offset="76%"  stop-color="#C8A040"/>
          <stop offset="100%" stop-color="#6E4E10"/>
        </linearGradient>
      </defs>

      <!-- Oval ring — emblem area centered at (33,33) -->
      <ellipse cx="33" cy="33" rx="27" ry="29"
        fill="none" stroke="url(#pcf-ring)" stroke-width="2.4"/>

      <!-- Left gold column -->
      <rect x="16"  y="15" width="10" height="24" rx="1.5" fill="url(#pcf-gold)"/>
      <!-- Center silver column — taller -->
      <rect x="28"  y="8"  width="10" height="31" rx="1.5" fill="url(#pcf-silv)"/>
      <!-- Right gold column -->
      <rect x="40"  y="15" width="10" height="24" rx="1.5" fill="url(#pcf-gold)"/>

      <!-- PACIFICAP wordmark -->
      <text x="74" y="30"
        font-family="Cinzel, serif"
        font-size="15.5" font-weight="400" letter-spacing="2.8"
        fill="#C9A84C">PACIFICAP</text>

      <!-- FUNDS sub-wordmark -->
      <text x="75.5" y="48"
        font-family="Cinzel, serif"
        font-size="9.5" font-weight="400" letter-spacing="6"
        fill="#787878">FUNDS</text>
    </svg>
  </a>

  <ul class="nav-links">
    <li><a href="#opportunity">Opportunity</a></li>
    <li><a href="#terms">Fund Terms</a></li>
    <li><a href="#strategy">Strategy</a></li>
    <li><a href="#team">Team</a></li>
    <li><a href="#track">Track Record</a></li>
    <li><a href="#contact">Contact</a></li>
  </ul>
  <div class="nav-right">
    <span class="nav-phone">(877) 653-4935</span>
    <a href="#contact" class="nav-cta">Request PPM</a>
  </div>
</nav>

<!-- HERO -->
<section class="hero">
  <div class="hero-inner">
    <div>
      <div class="hero-eyebrow">Reg D · Rule 506(c) · Accredited Investors Only</div>
      <h1 class="hero-h1">Fire Recovery &amp;<br>Family Housing<br>Fund</h1>
      <p class="hero-desc">A $250 million private equity real estate vehicle targeting post-wildfire recovery and housing revitalization across California, with primary focus on Los Angeles County.</p>
      <div class="hero-btns">
        <a href="#terms" class="btn-primary">Fund Terms</a>
        <a href="#contact" class="btn-secondary">Request Deck</a>
      </div>
    </div>
    <div class="kpi-stack">
      <div class="kpi-row"><span class="kpi-lbl">Target Fund Size</span><span class="kpi-val g">$250,000,000</span></div>
      <div class="kpi-row"><span class="kpi-lbl">Target Net IRR</span><span class="kpi-val">30 – 35%</span></div>
      <div class="kpi-row"><span class="kpi-lbl">Preferred Return</span><span class="kpi-val">12% Cumulative</span></div>
      <div class="kpi-row"><span class="kpi-lbl">Target MOIC</span><span class="kpi-val g">4.48×</span></div>
      <div class="kpi-row"><span class="kpi-lbl">Minimum Investment</span><span class="kpi-val">$50,000</span></div>
      <div class="kpi-row"><span class="kpi-lbl">Fund Term</span><span class="kpi-val">7 + 2 Years</span></div>
    </div>
  </div>
</section>

<!-- STAT BAND -->
<div class="stat-band">
  <div class="wrap">
    <div class="stat-cell"><div class="stat-n">16,240+</div><div class="stat-d">Homes Destroyed<br>January 2025 Wildfires</div></div>
    <div class="stat-cell"><div class="stat-n">$164B</div><div class="stat-d">Estimated Economic<br>Loss, LA Wildfires</div></div>
    <div class="stat-cell"><div class="stat-n">500K+</div><div class="stat-d">Pre-Fire Housing Unit<br>Deficit, LA County</div></div>
    <div class="stat-cell"><div class="stat-n">$39.6M+</div><div class="stat-d">Capital Deployed<br>by GP Team</div></div>
  </div>
</div>

<!-- OPPORTUNITY -->
<section id="opportunity">
  <div class="wrap">
    <div class="sec-hdr fade">
      <div class="lbl">Market Opportunity</div>
      <h2 class="h2">A Generational Housing Supply Dislocation</h2>
      <p>The January 2025 Los Angeles wildfires compounded an already severe structural housing deficit, creating one of the most acute real estate opportunity sets in California history.</p>
    </div>
    <div class="opp-cols">
      <div class="fade">
        <p>Los Angeles County entered 2025 with a shortage of over 500,000 housing units. The fires destroyed more than 16,240 homes in weeks, removing significant supply from an already constrained market while displacing tens of thousands of families into surrounding communities.</p>
        <ul class="point-list">
          <li><strong>Executive order framework</strong> permits ADU installation prior to primary home rebuild, dramatically accelerating capital deployment timelines</li>
          <li><strong>Insurance and permitting bottlenecks</strong> create a clear opening for a single-platform recovery solution combining remediation, modular ADUs, and financing</li>
          <li><strong>Relocation demand surge</strong> across the South Bay and greater LA basin driving rental premiums and strong absorption</li>
          <li><strong>Distressed asset pipeline</strong> in adjacent communities — REOs, short sales, and off-market — significantly expanded by the disaster</li>
          <li><strong>LIHTC integration</strong> on qualifying affordable units provides incremental tax credit returns and community impact alignment</li>
        </ul>
      </div>
      <div class="opp-cards fade">
        <div class="opp-card"><div class="opp-n">16,240+</div><div class="opp-u">Homes Destroyed</div><div class="opp-note">January 2025 wildfires, Los Angeles County</div></div>
        <div class="opp-card"><div class="opp-n">$164B</div><div class="opp-u">Economic Loss Estimate</div><div class="opp-note">Range $95B–$164B per PreventionWeb</div></div>
        <div class="opp-card"><div class="opp-n">500K+</div><div class="opp-u">Pre-Fire Unit Deficit</div><div class="opp-note">Structural housing shortage in LA County prior to fires</div></div>
        <div class="opp-card"><div class="opp-n">4.48×</div><div class="opp-u">Target LP MOIC</div><div class="opp-note">Multiple on invested capital at base case</div></div>
      </div>
    </div>
  </div>
</section>

<hr class="div">

<!-- TERMS -->
<section id="terms">
  <div class="wrap">
    <div class="terms-layout">
      <div class="fade">
        <div class="lbl">Fund Structure</div>
        <h2 class="h2">Offering Terms</h2>
        <p style="margin-top:14px">The Fund is structured as a Wyoming LLC with PacifiCap Funds LLC serving as General Partner. Units are offered under Regulation D, Rule 506(c), to accredited investors only.</p>
        <div class="terms-callout">Distributions are made quarterly following return of preferred return to LPs. GP carried interest of 20% applies above the preferred return hurdle. Full terms are set forth in the PPM and Operating Agreement.</div>
      </div>
      <div class="fade">
        <table class="terms-tbl">
          <tr><td>Fund Size</td><td class="hi">$250,000,000</td></tr>
          <tr><td>Target Net IRR</td><td class="hi">30 – 35%</td></tr>
          <tr><td>Target MOIC</td><td class="hi">4.48×</td></tr>
          <tr><td>Preferred Return</td><td>12% Per Annum, Cumulative</td></tr>
          <tr><td>GP Carried Interest</td><td>20% above Preferred Return</td></tr>
          <tr><td>Management Fee</td><td>2.0% on Committed Capital</td></tr>
          <tr><td>Fund Term</td><td>7 Years + Two 1-Year Extensions</td></tr>
          <tr><td>Distributions</td><td>Quarterly</td></tr>
          <tr><td>Minimum — Class A</td><td>$1,000,000</td></tr>
          <tr><td>Minimum — Class B</td><td>$250,000</td></tr>
          <tr><td>Minimum — Class C</td><td>$50,000</td></tr>
          <tr><td>Offering Type</td><td>Reg D, Rule 506(c)</td></tr>
          <tr><td>Fund Entity</td><td>Wyoming LLC</td></tr>
        </table>

        <div style="margin-top:44px">
          <div class="lbl">Share Classes</div>
          <div class="sc-grid">
            <div class="sc-card lead">
              <span class="sc-badge">Best Terms</span>
              <div class="sc-name">Class A</div>
              <div class="sc-type">Senior Shares</div>
              <div class="sc-row"><span>Minimum</span><span>$1,000,000</span></div>
              <div class="sc-row"><span>Preferred Return</span><span>12% p.a.</span></div>
              <div class="sc-row"><span>Profit Split (LP/GP)</span><span>80 / 20</span></div>
            </div>
            <div class="sc-card">
              <div class="sc-name">Class B</div>
              <div class="sc-type">Standard Shares</div>
              <div class="sc-row"><span>Minimum</span><span>$250,000</span></div>
              <div class="sc-row"><span>Preferred Return</span><span>11% p.a.</span></div>
              <div class="sc-row"><span>Profit Split (LP/GP)</span><span>75 / 25</span></div>
            </div>
            <div class="sc-card">
              <div class="sc-name">Class C</div>
              <div class="sc-type">Access Shares</div>
              <div class="sc-row"><span>Minimum</span><span>$50,000</span></div>
              <div class="sc-row"><span>Preferred Return</span><span>10% p.a.</span></div>
              <div class="sc-row"><span>Profit Split (LP/GP)</span><span>70 / 30</span></div>
            </div>
          </div>
          <p style="font-size:12px;color:var(--subtle);margin-top:10px">* All share class terms subject to PPM. Preferred returns are cumulative and non-compounding unless otherwise specified.</p>
        </div>
      </div>
    </div>
  </div>
</section>

<hr class="div">

<!-- STRATEGY -->
<section id="strategy">
  <div class="wrap">
    <div class="sec-hdr fade">
      <div class="lbl">Investment Strategy</div>
      <h2 class="h2">Two-Track Deployment Framework</h2>
      <p>Capital is deployed across two complementary verticals designed to capture the full spectrum of the post-fire recovery and housing demand cycle in Los Angeles County and surrounding communities.</p>
    </div>
    <div class="strat-grid fade">
      <div class="strat-card">
        <div class="strat-t">Lot Remediation &amp; ADU Deployment</div>
        <div class="strat-b">A comprehensive one-stop platform for fire-affected homeowners integrating lot remediation, modular ADU installation, insurance navigation, and owner financing under a single operator.</div>
        <ul class="strat-ul">
          <li>Focused on fire-damaged parcels in Los Angeles County</li>
          <li>Modular ADUs sourced via Atlas, Samara, and US Modular</li>
          <li>ADU installation authorized prior to primary rebuild by executive order</li>
          <li>Ground-up development of resilient replacement housing</li>
          <li>Environmental soil remediation via BioTech Restorations</li>
        </ul>
      </div>
      <div class="strat-card">
        <div class="strat-t">Real Estate Acquisition &amp; Repositioning</div>
        <div class="strat-b">Value-add acquisition of distressed and off-market properties in adjacent communities to address transitional and permanent housing demand created by fire displacement.</div>
        <ul class="strat-ul">
          <li>REOs, short sales, and off-market single and multi-family</li>
          <li>Targeted acquisition in South Bay and greater LA basin</li>
          <li>Renovation for transitional or permanent housing use</li>
          <li>LIHTC tax credit integration on qualifying affordable units</li>
          <li>Established broker networks and sourcing relationships</li>
        </ul>
      </div>
    </div>
  </div>
</section>

<hr class="div">

<!-- TEAM -->
<section id="team">
  <div class="wrap">
    <div class="sec-hdr fade">
      <div class="lbl">Fund Management</div>
      <h2 class="h2">Experienced Leadership</h2>
      <p>PacifiCap Funds and Pacific Capital Partners bring together senior capital markets professionals, real estate operators, and construction specialists with decades of institutional experience across multiple market cycles.</p>
    </div>

    <div class="team-sublbl fade">PacifiCap Funds — Fund Management Team</div>
    <div class="team-grid fade">

      <div class="team-card">
        <div class="t-photo-wrap">
          <div class="t-avatar">DR</div>
          <img class="t-photo" src="https://www.pacificcp.com/Radlo%20profile%20photo.png" alt="David Radlo" onerror="this.style.display='none'">
        </div>
        <div class="t-name">David Radlo</div>
        <div class="t-role">Senior Partner</div>
        <ul class="t-bio">
          <li>Operating Partner, FVLCRUM ($302M first fund)</li>
          <li>CEO track record: 6× EBITDA growth, 30× Enterprise Value</li>
          <li>$1.4B+ in acquisitions and real estate</li>
          <li>Founding Partner, Eggland's Best</li>
          <li>JP Morgan · Stifel · Citibank</li>
          <li>BA, Tufts University; MBA, NYU Stern</li>
        </ul>
      </div>

      <div class="team-card">
        <div class="t-photo-wrap">
          <div class="t-avatar">JH</div>
          <img class="t-photo" src="https://www.pacificcp.com/John%20Hampton%20profile%20photo-1.jpg" alt="John T. Hampton" onerror="this.style.display='none'">
        </div>
        <div class="t-name">John T. Hampton</div>
        <div class="t-role">Fund Controller</div>
        <ul class="t-bio">
          <li>CFO with corporate and portfolio management experience</li>
          <li>Investment banking: acquisitions and IPOs</li>
          <li>Hundreds of millions in P&amp;L and cash flow oversight</li>
          <li>1,200 acres negotiated; 1,000+ lots; $60M+ projects</li>
          <li>Partnerships with Lennar and Opus South</li>
          <li>Civil Engineering, UF; MBA, NYU Stern</li>
        </ul>
      </div>

      <div class="team-card">
        <div class="t-photo-wrap">
          <div class="t-avatar">JL</div>
          <img class="t-photo" src="https://www.pacificcp.com/Profile%20photo2%20-%20Lavin%20J-2.PNG" alt="Jeff Lavin" onerror="this.style.display='none'">
        </div>
        <div class="t-name">Jeff Lavin</div>
        <div class="t-role">Fund Manager</div>
        <ul class="t-bio">
          <li>Entrepreneur, investor, capital markets strategist</li>
          <li>Buy-side and sell-side M&amp;A transaction track record</li>
          <li>Expert in Reg D 506(c), SPVs, and REITs</li>
          <li>Background in private equity, farmland, and roll-ups</li>
          <li>$2.5B+ dry powder deployment experience</li>
          <li>Fund structures ranging $100M – $500M</li>
        </ul>
      </div>
    </div>

    <div class="team-sublbl fade" style="margin-top:44px">Pacific Capital Partners — Operations Team</div>
    <div class="team-grid fade">

      <div class="team-card">
        <div class="t-photo-wrap">
          <div class="t-avatar">JY</div>
          <img class="t-photo" src="https://www.pacificcp.com/Profile%20photo%20Yarbrough-1.png" alt="John Yarbrough" onerror="this.style.display='none'">
        </div>
        <div class="t-name">John Yarbrough</div>
        <div class="t-role">CEO, Pacific Capital Partners</div>
        <ul class="t-bio">
          <li>Co-Founder and CEO, Pacific Capital Partners</li>
          <li>Senior Banker: Citigroup · Wells Fargo</li>
          <li>$1.2B – $2.0B annual investment banking production</li>
          <li>Experienced California real estate developer</li>
        </ul>
      </div>

      <div class="team-card">
        <div class="t-photo-wrap">
          <div class="t-avatar">CK</div>
          <img class="t-photo" src="https://www.pacificcp.com/Profile%20photo%20Kreutz-1.jpg" alt="Chris Kreutz" onerror="this.style.display='none'">
        </div>
        <div class="t-name">Chris Kreutz</div>
        <div class="t-role">Director of Development</div>
        <ul class="t-bio">
          <li>Real estate development and construction leadership</li>
          <li>Expertise in lot remediation and modular ADU deployment</li>
          <li>Ground-up and rehabilitation construction oversight</li>
          <li>Community impact projects across California</li>
        </ul>
      </div>

      <div class="team-card">
        <div class="t-avatar-solo">FK</div>
        <div class="t-name">Frank Kessler</div>
        <div class="t-role">General Contractor</div>
        <ul class="t-bio">
          <li>Licensed California General Contractor, 25+ years</li>
          <li>Ground-up and rehabilitation construction expertise</li>
          <li>Permitting, inspections, and schedule management</li>
          <li>Residential and commercial, statewide</li>
        </ul>
      </div>

    </div>
  </div>
</section>

<hr class="div">

<!-- PARTNERS -->
<section id="partners">
  <div class="wrap">
    <div class="sec-hdr fade">
      <div class="lbl">Strategic Partners</div>
      <h2 class="h2">Best-in-Class Ecosystem</h2>
    </div>
    <div class="ptrs-grid fade">
      <div class="ptr-card"><div class="ptr-ico">S</div><div class="ptr-name">Steadfast LA</div><div class="ptr-desc">Nonprofit leader in wildfire recovery and community redevelopment across LA County</div></div>
      <div class="ptr-card"><div class="ptr-ico">B</div><div class="ptr-name">BioTech Restorations</div><div class="ptr-desc">Soil remediation and environmental restoration for fire-damaged residential parcels</div></div>
      <div class="ptr-card"><div class="ptr-ico">M</div><div class="ptr-name">Atlas / Samara / US Modular</div><div class="ptr-desc">Modular ADU manufacturers with proven rapid deployment capabilities</div></div>
      <div class="ptr-card"><div class="ptr-ico">P</div><div class="ptr-name">Private Capital Partners</div><div class="ptr-desc">Distressed asset acquisition and rehabilitation financing relationships</div></div>
    </div>
  </div>
</section>

<hr class="div">

<!-- TRACK RECORD -->
<section id="track">
  <div class="wrap">
    <div class="sec-hdr fade">
      <div class="lbl">Track Record</div>
      <h2 class="h2">Verified Performance</h2>
      <p>The GP team brings a verifiable history of real estate execution across multiple market cycles, with documented returns on invested capital across 34 completed projects.</p>
    </div>
    <div class="track-grid fade">
      <div class="track-card"><div class="track-n">34</div><div class="track-l">Projects Fully<br>Executed</div></div>
      <div class="track-card"><div class="track-n">$39.6M+</div><div class="track-l">Total Capital<br>Deployed</div></div>
      <div class="track-card"><div class="track-n">$5.1M+</div><div class="track-l">Net Realized<br>Profits</div></div>
      <div class="track-card"><div class="track-n">124%</div><div class="track-l">Average Return<br>on Equity</div></div>
    </div>
  </div>
</section>

<hr class="div">

<!-- IMPACT -->
<section id="impact">
  <div class="wrap">
    <div class="sec-hdr fade">
      <div class="lbl">Community Impact</div>
      <h2 class="h2">Purpose-Driven Capital</h2>
    </div>
    <div class="impact-panel fade">
      <div class="impact-q">"PacifiCap Funds will donate a portion of its profit share to support families impacted by the 2025 Los Angeles wildfires."</div>
      <div class="impact-b">In the wake of the 2025 fires, this Fund goes beyond financial returns. PacifiCap is committed to contributing a portion of its profit participation to emergency housing, essential supplies, and long-term recovery resources for displaced families. Institutional-quality returns and meaningful community impact are deeply complementary objectives in a post-disaster recovery context.</div>
    </div>
  </div>
</section>

<hr class="div">

<!-- THESIS -->
<section id="why">
  <div class="wrap">
    <div class="sec-hdr fade">
      <div class="lbl">Investment Thesis</div>
      <h2 class="h2">The Three P's</h2>
    </div>
    <div class="thesis-grid fade">
      <div class="thesis-card">
        <div class="thesis-t">Past Performance</div>
        <div class="thesis-b">34 fully executed projects. $39.6M deployed. 124% average return on equity. The team has operated at institutional scale across real estate and capital markets through multiple cycles, with verifiable results to support our projections.</div>
      </div>
      <div class="thesis-card">
        <div class="thesis-t">Prospects</div>
        <div class="thesis-b">A 500,000+ unit pre-fire housing deficit compounded by 16,240 homes destroyed creates a generational supply-demand imbalance. Dislocations of this magnitude have historically produced the strongest risk-adjusted returns in real estate private equity.</div>
      </div>
      <div class="thesis-card">
        <div class="thesis-t">Purposeful</div>
        <div class="thesis-b">Capital deployed here rebuilds neighborhoods, houses displaced families, and creates lasting community resilience — while delivering competitive financial returns. A portion of GP profits is committed to fire relief for families across LA County.</div>
      </div>
    </div>
  </div>
</section>

<hr class="div">

<!-- RISK -->
<section id="risk">
  <div class="wrap">
    <div class="sec-hdr fade">
      <div class="lbl">Risk Disclosure</div>
      <h2 class="h2">Material Risk Factors</h2>
    </div>
    <div class="risk-note fade">The Fund is offered under Regulation D and is limited to accredited investors. Investment involves significant risks, including possible loss of the entire amount invested. Prospective investors should carefully review the PPM and Operating Agreement, including all Risk Factors, before making any investment decision.</div>
    <div class="risk-grid fade">
      <div class="risk-row"><div class="risk-dot"></div><div><strong>Illiquidity:</strong> Limited secondary market for Fund interests; capital may be committed for the full fund term.</div></div>
      <div class="risk-row"><div class="risk-dot"></div><div><strong>Macroeconomic Risk:</strong> Recession, inflation, or credit market deterioration could impair asset values and returns.</div></div>
      <div class="risk-row"><div class="risk-dot"></div><div><strong>Regulatory / Zoning:</strong> Permitting or policy changes may affect ADU deployment and redevelopment timelines.</div></div>
      <div class="risk-row"><div class="risk-dot"></div><div><strong>Construction Risk:</strong> Supply chain delays or cost overruns on modular and conventional construction inputs.</div></div>
      <div class="risk-row"><div class="risk-dot"></div><div><strong>Environmental Risk:</strong> Fire-prone locations remain exposed; soil remediation may uncover additional liabilities.</div></div>
      <div class="risk-row"><div class="risk-dot"></div><div><strong>Market Volatility:</strong> Post-disaster home values and rental demand may fluctuate materially.</div></div>
      <div class="risk-row"><div class="risk-dot"></div><div><strong>Financing Risk:</strong> Rising interest rates or tighter lending conditions may increase the cost of capital.</div></div>
      <div class="risk-row"><div class="risk-dot"></div><div><strong>Counterparty Risk:</strong> Performance of third-party partners, contractors, and modular manufacturers.</div></div>
      <div class="risk-row"><div class="risk-dot"></div><div><strong>Title / Insurance:</strong> Complications arising from fire-damaged parcels and unresolved insurance claims.</div></div>
      <div class="risk-row"><div class="risk-dot"></div><div><strong>Legislative Risk:</strong> Tax law or policy changes affecting returns, including LIHTC program availability.</div></div>
    </div>
  </div>
</section>

<!-- CTA -->
<div id="contact" class="cta">
  <div class="lbl-lt">For Qualified Investors</div>
  <div class="cta-h">Request the Full PPM</div>
  <p class="cta-sub">Available to accredited investors only. Includes the Private Placement Memorandum, Operating Agreement, and supplemental financial materials.</p>
  <div class="cta-contact">
    <a href="mailto:info@pacificapfunds.com" class="cta-email">info@pacificapfunds.com</a>
    <span class="cta-phone">(877) 653-4935</span>
  </div>
  <div class="cta-btns">
    <a href="mailto:info@pacificapfunds.com" class="btn-gold-s">Request Full PPM</a>
    <a href="mailto:info@pacificapfunds.com" class="btn-ghost-c">Schedule a Call</a>
  </div>
  <div class="cta-disc">This website is provided for informational purposes only and does not constitute an offer to sell or a solicitation to buy any securities. Interests in the Fund are offered only to accredited investors pursuant to an exemption from registration under the Securities Act of 1933, as amended, under Regulation D, Rule 506(c). The securities have not been registered under the Securities Act or any state securities laws, and no regulatory authority has approved or endorsed this offering. Past performance is not indicative of future results. This material contains forward-looking statements; actual results may differ materially. Prospective investors should review all offering documents in their entirety before making any investment decision and consult with their own financial, legal, and tax advisors.</div>
</div>

<footer>
  <div class="ft-l">
    PacifiCap <span>Funds</span> &nbsp;·&nbsp; info@pacificapfunds.com &nbsp;·&nbsp; (877) 653-4935
  </div>
  <div class="ft-r">&copy; 2025 PacifiCap Funds. All Rights Reserved. Confidential. &nbsp;Reg D 506(c) Offering.</div>
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